New housing investment strategies
A Guardian Right provides new housing opportunities that can: mitigate risk, reduce debt, create equity, protect families, and is beneficial to owners, tenants, investors and society.
Strategists can provide for derelict and uninsurable homes to re-enter the market, vacant land can be developed by a Guardian, and existing properties can use separation as a strategy for passive growth while providing society with affordable housing.
learn moreTo understand the Guardian Right, what it does, how it is valued, and why it works, opens the door to;
- A new form of home occupancy
- New housing opportunities and investment strategies
- The return of empty properties to the market
- Possible early debt reduction and interest savings
- And rebuilding communities through investment rather than insurance
A Guardian Right makes the complex, simple.
GUARDIAN RIGHT REGISTRY
We provide property owners with a safe and affordable way to create, manage and use equity share and a terms agreement to regulate a new market for financial advantage.
We provide a Marketplace platform to buy and sell the Guardian Right, set up a joint development, and connect lenders and borrowers.
And we protect clients using a historical and deeded register detailing ownership succession and historic dates with remider prompts when call options become active.
Explore moreHow The REGISTRY Works
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Landholders have the opportunity to establish a Guardian Right or Development Right over existing fixtures on their property or to build fixtures on the property. This Right diminishes in value by 10% annually providing a set price and purchase dates through Call Options to buy the right back. Landholders effectively transfer property responsibilities to the Guardian, reducing future repair, maintenance and management costs. Landholders can use these rights to increase equity without holding the debt while at the same time benefiting the guardian.
02
Guardians possess a personal interest in the property, granting them exclusive long term residency until a call option is exercised or the interest is sold. This arrangement provides Guardianship is property ownership taking on all of the privileges and responsibilities of the property, and Guardians lose money through depreciation rather than paying rent. Just like a new car which gets cheaper, guardianship does the same, and when the end of the tenancy is due, the Guardian receives the dollar value for the right at the time of the exchange.
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Investors can now invest in bank type low risk mortgage repayments which are fixed for the term of occupancy against market rents increasing, which means the longer it runs the safer the investment becomes. Guardian Right investors hold personal security which is a break from traditional bricks-and-mortar security. Utilizing straight-line reducing loan calculations with fixed-term interest, a 50-week year, and a maximum 10-year term, investors mitigate risk by aligning the reducing debt with the current value of market rents, to ensure affordability.
No Hidden Clauses
We Offer:
- Registry T's and C's
- Automated forms
- Marketplace
- And an Investor Portal
Once a property is entered into the system, automated forms makes the process easy and helps the registry keep track of owners and their responsibilities.
Marketplace provides the important link between first home buyers, developers and property owners as they navigate through a new mindset toward financial security, freedom and responsibility, using the safety and security of ownership.
Purposeful depreciation and a fixed market ensures that the cost of the houses will continue to reduce, providing a unique pathway for affordable housing over the long-term.
View all servicesImportance of Call Options
Protecting Your Home: Create a Guardian Right over your property and set your Call Option date to secure your home against banking changes, geopolitics or family disputes. This peace of mind strategy can secure a term of occupancy without a normal weekly cost, or we can own all of the family land and protect the kids with homes that allow you to protect your families long-term interests.
Development Opportunities: Guardianship allows me to own the land and you to build on it. Whats in it for me is that I get the equity gain because it is my land, I hold the title, and whats in it for you, is that you get a long term tenancy for a fixed price paid for in advance, and when you leave you are paid to go through a call option. Guardianship is much cheaper than renting and does not come with tenancy rules. Even the lender gets a good deal due to repayments begining equal with market rent which is increasing over time while the repayments are fixed which reduces risk against market forces.
The Guardians need: Buy and sell flexibility ensures the Guardian has a long-term secure occupancy while being adaptable to changing circumstances. This flexibility provides a stability that renters never had, and the move away from renting allows Guardians to make the house a home, understanding that repairs are for quality of life and the money spent can end up back in their pockets when the right is sold and we move on. The Option date is like a bank book savings account when we have a lottery chance to be paid.
Learn MoreSelling a property share.
Register yourself into the Guardian right registry. Here, you can view a list of registered properties for sale or register your own property which you are able to list in parts. Listings include a chat line for buyers and sellers and there is a place for borrowers and lenders to do the same. Our forms enable registry changes and solicitors handle the monetary exchange. Once the set-up or sale is completed, the registry sends a Deed of Right as confirmation. When selling land under right, you must inform the solicitor about the terms agreement and Call Options, which must be included in the contract's Special Conditions. A land transfer form is required by the registry.
Exiting the system
To remove the property from the registry, the two shares of the one property must be owned in the same name for an Exit form to be activated.
When this is achieved, the prefilled Exit form can be signed and executed and the property details for the house and land will be omitted from view, but the history will still be held at the registry as per legal requirements.
Automated help
The Registry prompts owners when a Call Option comes due as a reminder that a tenancy term can end or be renewed. Terms provide owners with registry certainty that a call option has been activated and leads them to the next steps.
This automated service based on the submitted forms which provide the current owners a fair and just way to take stock of the situation about to occur.
Investment Portal
The investment portal service allows borrowers and lenders to meet up. The registry offers a lenders agreement with guidelines to protect borrowers through a combination of market rent and straight-line reducing loan rules to limit risk.
Using fixed interest, a 50 week year, and a maximum 500 week term guided by the current market rent as the ceiling repayment works a treat.